Health & Welfare Medical
Medical Costs At A Glance

Your medical cost at a glance

Information About the Independence PPO Plans

Type of Service Independence Active PPO Co-Pay Independence Bronze PPO
(limited offering)
Preventative Care $0 $0
Annual Deductible N/A $3,000 self / $6,000 family
Office Visit/Specialist $15/$30 per visit N/A
Diagnostic X-Ray or Lab $30 per visit N/A
Chiropractor $15 per visit
(Limit 24 visits per year)
N/A
Physician Office Visits, Urgent Care, Hospital Visits, Surgery, Lab, X-ray N/A 20% of the negotiated cost after the deductible is met.
Hospital Admission $500 per admission N/A
Outpatient Surgery $250 per surgery N/A
Emergency Room $250 per visit $250 plus 10% after the deductible is met.
Urgent Care $50 per visit N/A
Teladoc $5.00 per visit $5.00 - no deductible

 

The examples are for in-network providers only. For coverage of out-of-network providers, see your Health Plan Benefits "At a Glance", the Summary Plan Description (SPD) or the Summary of Benefits and Coverage (SBC).

  • Teladoc - A benefit for Independence PPO participants for virtual online medical, psychology or psychiatry visits from your smart phone or computer 24/7.

  • Visit ibx.com to locate a provider.

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Information About the Kaiser Permanente HMO Plan
(Only in California, Colorado, Washington and Oregon, Bronze Plan Excluded)

Type of Service Kaiser HMO Co-Pay
Office Visit/Specialist $20/$30 per visit
Diagnostic X-ray/Lab $10/$0 per encounter; 20% up to a maximum of $50 per procedure for MRI, CT, and PET scans
Chiropractor CA: $15 per visit; CO: $20 per visit; limit 20 visits per year
Hospital Admission 20% Coinsurance after Calendar Year Deductible is met
Outpatient Surgery 20% Coinsurance after Calendar Year Deductible is met
Emergency Room 20% Coinsurance after Calendar Year Deductible is met
Urgent Care $20 per visit, deductible does not apply
  • Visit the Kaiser Permanente Website to learn about:

    • Kaiser Hospital and Medical Facilities
    • Ways to get care
      • In office
      • E-visits
      • Telemedicine
    • Health and wellness
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